FunBacteria Posted June 16, 2011 Posted June 16, 2011 So, I didn't get into graduate school for this year. In an attempt to make my application stronger, I enrolled as a non-degree seeking graduate student where I did my undergrad. Unfortunately, because of odd circumstances that are irrelevant here, I am considered out-of-state now. In May, my computer was damaged and I had to blow a bunch of my savings to pay for a new one. This means that I can't really afford the class I wanted to take. I hate asking my parents for help (not going to get into that) and I never qualify for the good types of financial aid (considered a dependent and my dad makes too much money). Are there any banks that provide student loans that anyone would recommend? I've heard horrible things about Wells Fargo, but I'm in the dark on Citi and Chase. Thanks for any help you may be able to provide!
latte thunder Posted June 16, 2011 Posted June 16, 2011 Do you have undergraduate loans already? I would just call that lender and see what they can do for you. I'm assuming you don't have much credit established yet so they might be able to help you the most since you already have an account with them.
FunBacteria Posted June 16, 2011 Author Posted June 16, 2011 Do you have undergraduate loans already? I would just call that lender and see what they can do for you. I'm assuming you don't have much credit established yet so they might be able to help you the most since you already have an account with them. Thanks for the suggestion, but nope. My parents footed the bill for my undergrad. I've had a credit line for the past 2.5 years, and my own cell phone plan, but I don't know how much credit those things actually give.
rising_star Posted June 19, 2011 Posted June 19, 2011 Well, you're automatically an independent for the purposes of graduate school, so your dad's income will no longer matter. I recommend filing the FAFSA and then going to meet with the school's financial aid office to discuss your options. If you have to go with a bank loan, try to get one through your local credit union.
FunBacteria Posted June 19, 2011 Author Posted June 19, 2011 I filled out the FAFSA last night and am just waiting for a response now. For the past few years I've been saving everything I could for this type of thing, but then in April-May there was just one surprise thing after another that tanked my savings Thanks all!
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