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Taking out a loan


pinot noir

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Hi guys,

It's been a while since I've been on this site, but since I was last here I accepted to the school that offered me full tuition and a modest stipend (UC Riverside) for creative writing MFA (nonfiction). I'm set to start in September, but I just lost my job that I had for seven years. I know the economy is iffy right now and I really want to focus on my studies/writing. I am considering taking out a loan for the first year. I live quite modestly and am part of a credit union that I believe offers loans at excellent rates. Does anyone have any advice on this? Granted, this is an art degree and I am aware that the job market is practically nonexistent. However, I am seriously considering this as a risk or investment so that I can focus primarily on my studies. I will plan to still work part-time (I can't imagine ever not working!), but the loan will be a back up and most likely my primary source of living (I'm thinking 20k).

I appreciate any advice. :)

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If you are plan on taking out a loan you should fill out a FAFSA. If you can get a subsidized loan, you wouldn't have to pay interest while attending school.

Thanks. I have filled out fafsa so that shouldn't be a problem ;)

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