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How do you answer the question on your financial resources?


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Not really... funding decisions for graduate school are rarely "needs based" though they will occasionally compensate for people in enormous undergraduate debt. $10,000 is a good chunk of money but not enough to detract from a funding package (you are not telling them you have a cool million stashed away -- or even a warm one).

Note: this really depends on the school and your status. If you are an international student, you will need to prove to immigration that you have sufficient funds to enter graduate school and the financial information form may be the first part of a visa package that they help you assemble.

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