KOHR Posted May 16, 2014 Share Posted May 16, 2014 Hi everyone, I know this is an overly asked question around these parts but this is the only community of people I know are in an even remotely similar situation to me, so I figured I would come to you for your opinions. Here's my situation: I've recieved an offer from a terminal M.A. program in the UK, which I've already deferred last year. Now its time for me to decide if I should accept the offer for enrollment this coming fall. There is no funding for this program, but it is only one year so it would be about half of the cost when compared to most other similar programs. I have not applied to any other programs because of a couple reasons (the first year, I was only applying to the school through the Fulbright, and this last December I was teaching English abroad with very little money or time to apply elsewhere). That being said, I am very attracted to the program because the faculty focuses directly on my interests. The program is one of the top ranked in its particular field, and hosts two of the major scholars writing on my philosopher-of-interest. My biggest concern is that I would be going into debt and that I may be able to avoid that debt by just waiting and applying to a domestic Ph.D program directly this coming winter. My stats are decent, I believe: Graduated Summa Cum Laude from large state school GPA: 4.000 GRE: 590 verbal, 730 quantitative I know have three excellent rec letters that could be redrafted for new applications My biggest concern is that I don't have a writing sample I'm happy enough with for applications. I do have my undergrad thesis but it's about 2x longer than what most schools want and I don't think it would cut down nicely. So I guess I'm looking for people's thoughts on whether taking out loans to do a terminal masters is practical or if I have a decent shot at funded domestic ph.d programs. I should reiterate that I am interested in working with the faculty at this MA program, but I just don't know if 20k+ loans is a good idea for the service that it offers when there is a possibility of going directly into a ph.d program and taking out no loans. Thanks! I look forward to any advice y'all may be able to offer me. Link to comment Share on other sites More sharing options...
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