I'd like to get some opinions on my situation. I have two options; 1. Apply to graduate in Fall '14, end UG with a 3.506, BS in PH. Take GRE end of Sept. beginning of Oct., apply for grad school Spring/Summer. Pros: Less UG debt, potential to begin grad school earlier. Cons: Take GRE sooner (less studying), slight crunch on LORs, slightly lower GPA. 2. Add a minor, graduate in Spring '15, end UG with a 3.54, BS in PH (Infection Control minor), take GRE toward end of year/beginning of '15. Apply for grad school Summer/Fall. Pros: More GRE study time, more time to gather LORs, slightly higher GPA. Cons: Little more UG debt (~$2k more), limited to Summer/Fall admission for grad school. I'm averaging about a 150-160 on the QR/VR sections. Looking at USF (epi), FSU (MPH), FIU (epi), UF (epi) and Tulane , UGA (epi), and UWF (MPH).