This may apply to more than the London forum but since that's where I encountered this, that's why I posted it here. Apparently, being a foreigner in London is a risk to the banks solvency.
I had to pay an 8 pound/month maintenance fee and sign a year contract. That's with any amount of balance. Anybody ever pay a $14 month fee in the US? This is after my school sent them a
letter with my acceptance and having a Tier 4 Student VISA. Just investigate the situation more thoroughly than I did before you pick a bank.
Also, you need to be ready for the fact that many things you are used to doing immediately have to be done in sequence here and it takes several days to weeks. For instance, you can't get a phone plan without
a debit card, and the debit card comes 7 to 10 days after you open the account. Which didn't happen until I had been in school a few days and got my letter and student id. As soon as you get your student id, you can
get a student transportation pass, which is a very good thing. Also, if you move into a flat, you won't be able to get internet, phone or tv for awhile.