inneedofadvice

I'm a fourth-year, and I'm planning on graduating from my undergraduate institution next spring! I wanted to take a 5th year at the school where I did my undergraduate degree, and apply to be a non-degree seeking student. There isn't a ton of information online about paying for that year, so I wanted to ask on here! I know that I'm not eligible for financial aid as a non-degree seeking student. My questions are: Are you able to apply for loans as a NDS or does it have to be out of pocket? What is the difference between a post-bacc program & NDS program? I'm new to this, so any information would be welcome.

Piggybacking off of that, does anyone know if it matters where you go to get your prerequisites? My undergrad program is pretty rigorous & respected, but an online program would be potentially easier and definitely cheaper to live at home. Thoughts?

Hi! I'm a fourth-year English major at UT-Austin. My GPA is a 3.5, which I didn't think was a bad GPA until I saw that most schools only have a 20% acceptance rate. I feel like my undergraduate major puts me at a disadvantage, but I don't want to switch, as I'm about to graduate. I haven't taken the GRE yet, so I'm not sure what my scores would look like. I don't have any relevant job or volunteer experience, either. Is it honestly worth pursuing SLP in grad school with this outlook? I'm just feeling very discouraged that it might be impossible to make such a large career change. Also- I need to take leveling courses. Is it better to take them at home where my parents live (less social opportunity & cheaper) or continue my education in Austin (where my friends are & more expensive)? I was planning on using this year to bolster my GPA, job experience, and letters of recommendation, but the whole admissions process is daunting to me. Any advice is welcome!