As regards to the question of funding at Yale, their website says that "90% of their students get some form of scholarship assistance". Two friends of mine who attended the divinity school (or are attending) received either 1/2 or 3/4 tuition funding. It seems like if they accept your application (and you file your application for aid) then they make it financially feasible to attend. Also, when they accepted my MAR application this year, they said that "We know that financial aid is important to your final decision and we are committed to providing strong scholarships." I'm confident that this applies to everyone who's accepted. So I think that Emma and others on this board who have been accepted probably don't have to worry.