I am also worried about this. My MA program is abroad so working is almost impossible. (The visa restricts work to 20 hours/wk, and the university recommends no more than 8hrs/wk, and jobs are hard to come by)
The Grad PLUS Loans state that the amount borrowed cannot exceed the "cost of attendance" at NYU. Subsidized and Unsubsidized Stafford loans have a combined limit of $20,500. Tuition alone is ~$32,000! (I am still waiting to hear about scholarships, but I think it is better to not get my hopes up).
So if I take $32,000 in loans to cover tuition, how am I going to pay my rent while I am abroad?