Thank you Zane!
Losemygrip,
I have a day job which pays $50,000/yr, I put away about $8,000/yr for retirement (last 6 yrs), pay a mortgage and save a little--my artwork is job #2. I hadn't really thought about it like this: One piece of advice: those low-residency programs are very expensive. If you're mobile, you'll be much better off just moving to a good program that's going to pay YOU for attending." Hopefully my work is good enough for that kind of welcome into a good program. I don't mind moving temporarily, or even permanently. From my research, pretty much most accredited schools are expensive, so I will now open up my vision to accomodate other schools outside of Mass. I would love to go to Maine...
My reason for attending would be #3 above and maybe #1, but I am super shy so teaching is a big anxiety provoking step for me. I wish it wasn't so, but it is.