SAIC. If you go there, the goal wouldn't be to sink, it would be just the opposite. If you think you have what it takes to make the best work possible and get the most out of such an amazing program, you go. You got in because they saw potential and they felt they could work with you. It's SAIC's goal to have a student go on to do big things (makes their school more successful). With the big things comes $$, you can pay the loans back. Don't be a rabbit. Also, don't let your ego get in the way because you were accepted off the waitling list (maybe it didn't, but just saying). Christ, look at my list!
I hope you go.