Spitts77, I feel the same way. But then, sometimes our applications isn't able to tell a complete story. Think about it: if they had given u $10k a year, would you go? If so, maybe, now we have an opportunity to make use of the HKS opportunity and perhaps, make much more than $20k savings over a few years.
But yes, I am struggling with the decision-making as well. I think if I deferred and got considered for finaid next year, chances of funding are much better.
Good Luck!