Levelling & Funding/Loans

[inneedofadvice]

I'm a fourth-year, and I'm planning on graduating from my undergraduate institution next spring! I wanted to take a 5th year at the school where I did my undergraduate degree, and apply to be a non-degree seeking student. There isn't a ton of information online about paying for that year, so I wanted to ask on here! I know that I'm not eligible for financial aid as a non-degree seeking student.

My questions are: Are you able to apply for loans as a NDS or does it have to be out of pocket? What is the difference between a post-bacc program & NDS program? I'm new to this, so any information would be welcome. 

[AlwaysaFalcon]

I know that for my school as a non degree seeking student you need to pay for school out of pocket. Check to see if your school has a payment plan. I know that mine does even for non degree seeking students.