International Student loan without a cosigner

thekidd · May 18, 2010

I got accepted into two schools, one in Florida and another in South Carolina but with out funding(so far). So while im keeping my fingers crossed, i wanted to know whether there is any one who knows any international student who got a loan with out a cosigner so that i can look into that. Im basically planning for a loan for the first semester or year while I look for assistantships so its only for the first year and also in order to get my visa.

Im from Africa but posses a dual citizenship with Japan

thekidd · May 18, 2010

Also how do the interest rates vary? What would be considered Good, average or bad?

rooibos · May 19, 2010

I got accepted into two schools, one in Florida and another in South Carolina but with out funding(so far). So while im keeping my fingers crossed, i wanted to know whether there is any one who knows any international student who got a loan with out a cosigner so that i can look into that. Im basically planning for a loan for the first semester or year while I look for assistantships so its only for the first year and also in order to get my visa.
Im from Africa but posses a dual citizenship with Japan

I don't know of any international student who got a student loan in the US, period! I assume that it would be difficult to do without a source of income and a SSN, which you won't have for a while. Is getting a loan from your home country a possibility?

dant.gwyrdd · May 19, 2010

Is getting a loan from your home country a possibility?

On that note, try inquiring about grants with your Ministry of Education or Youth (or their equivalents). It's a long shot, but I recently discovered a potential source of funding with them in my country for which I previously didn't know about.

thekidd · May 21, 2010

On that note, try inquiring about grants with your Ministry of Education or Youth (or their equivalents). It's a long shot, but I recently discovered a potential source of funding with them in my country for which I previously didn't know about.

Getting a loan from my home country may be possible although it would be a regular loan(not student loan) which have very high interest rates and short period to pay.

About the grants, I highly doubt the ministry here can offer to give one student $30,000 yet there are so many students here who cannot afford to study within the country which is about $1,000 a year.

I wish they were some agencies/foundations that just offered to cosign international student loans, then my life would be much easier.

And searching for a Japanese student loan is so hard if you can't read Japanese. More help Pleeeeeeeeeeeaaaaaaaaaaaaaaaassssssssssssssssssseeeeeeeeeeeeeee!!!!!!!!!!!!!!!!!!!!!!

Vacuum · February 4, 2011

If you are from africa, there may be loans specific to the area offered by the USA. I'm not 100% sure about this, but I know for Australia, certain countries are offerred loans by Australia to come study there (as incentive). It is usually countries that have less students able to travel to an overseas place. I think that most applicants currently come from China/India, so the chances of outside funding for those countries is probably slim (even Canada), but other 'lesser applicant' countries usually can garner some help! Have you exhausted google searches? You could also phone the university to see if they can help you out if you haven't done that already.

Clay Made · August 29, 2011

Can you people who keep posting here actually provide proper avenues or stop posting!!

Ennue · August 29, 2011

They're bots, the best thing to do is report them to the mods using the Report button.

rsgoldjw · May 9, 2012