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Clinical MSW: UNC vs. UT Austin vs. Rutgers (newark) Help!

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Hi All! It has been a long time since I've been in an academic institution, and on top of that, social work is a career shift for me so I am very green to the industry. I'm trying to make some final decisions between UNC and UT, and I love the UNC's reputation and it's options but I like the UT program better (pretty sure Rutgers is out :/) but for the $16k extra in loans a year, is UNC worth it? 

I'd like to eventually go into private practice and work in human sexuality as a therapist. Any thoughts to help me make this tough decision??

Sending love to all the other MSW peeps!

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