neuropsych76 Posted April 29, 2011 Share Posted April 29, 2011 I've tried looking around the internet and even asking my school's financial aid department but I cannot get a strait answer for this question. How exactly does deferring loans work for graduate school? I have a couple loans (most subsidized, one unsubsidized) and there is a grace period to pay them unless I get a deferment (being a full time student which I will be). But how long does this deferment last? I'll be in grad school at least 5 years. Do I not have to worry about payments or interest for 5 years? Or does it only extend my grace period? Thank you for any insight! Link to comment Share on other sites More sharing options...
Bookman84 Posted April 29, 2011 Share Posted April 29, 2011 I believe all loans will go into deferment as long as you are above half-time status. The Unsubsidized will accrue interest and the Subsidized I believe will not, but I might be wrong on that if you are going to grad school. Either make interests payments from your stipend or take your federal subsidized and make the interest payments. I f*cked up and consolidated so I think what were my Subsidized staffords, however measly the small amount I was awarded was, will accrue interest. Score 1 for me on the stupid chart! Link to comment Share on other sites More sharing options...
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