Can accepted students delay matriculation a year?

[WellSpoke]

Does anyone have any knowledge about this?  It might be better for me to do this for reasons including finances and time to complete pre-reqs. So far I have one acceptance from a very expensive program (MGH) but no funding, and waitlists at a couple of other (less expensive) places; still waiting to hear from a few more places.  I don't want go through reapplying for fall of 2015, but am very concerned about borrowing the total cost for MGH and living expenses, if in the end MGH is my only option.  

[Arcanelady27]

It really depends on the school.