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Short-term medical insurance

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Hi folks, hope I am not repeating any previous posts

I am from Hong Kong and will attend a PhD program starting this fall in New York City.

My PhD funding package includes a medical insurance which starts on 20 Aug.

But I am planning to arrive at NYC a few days earlier.

In this case, should I purchase a travel insurance from my home city, or instead a short-term US medical insurance?

For the latter case, do you guys have any recommendation of which company to go for?

Thanks a lot~

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