Health Insurance not supplied by school

[RachelNYC]

Hi all,

I'm going to Hunter in the fall and they don't offer health insurance. I'm currently employed full-time, but will be quitting to go to school. Does anyone have advice for researching health care for grad students?

Thanks much!

[GradSchoolTruther]

2 hours ago, RachelNYC said:

Hi all,

I'm going to Hunter in the fall and they don't offer health insurance. I'm currently employed full-time, but will be quitting to go to school. Does anyone have advice for researching health care for grad students?

Thanks much!

Healthcare.gov

[shadowclaw]

Does the school not offer insurance or just not automatically provide to grad students as part of their funding? At each school I attended, I had the option of buying insurance. Insurance at my undergrad was actually pretty reasonable in price ($1600 for the year), although everything had to be done through the health center and there were annoying referral forms if you needed a specialist. At both my masters and PhD schools, insurance was kind of steep - over $3000 for the year. Glad I have my TA insurance which is only $50 per month and it includes dental. 

If they really don't offer insurance, Healthcare.gov is a good place to go. Since you're quitting your job, you probably won't be eligible for any amazing healthcare credits until next year because they base it on the prior year's tax return if I remember correctly. Also check to see if you can keep your insurance after quitting. I think COBRA insurance is designed for this purpose - you can continue your insurance on a temporary basis, but it might cost more.