I moved to the area (from out of state) to attend SBU as a doctoral student this year. There is a dearth of rental housing. There are some managed apartment complexes but none in SB proper and they're typically more expensive. A ton of illegal apartments (be wary--though it can be just fine; mine is illegal) and many in people's basements (no thanks). There *are* apartments where you don't have to share, often off the back/side of a house or above a garage. Even teeny, tiny cottages on the property of larger houses. This area is just barely suburban, crossing over from beachy/rural. Port Jefferson is the hub of...anything and it would be ideal to live in an apartment right in town, probably over the shops. I couldn't find anything there but I was told, after I got here, that you can find those listings in the village newspaper (don't remember the name). I found my place on Craigslist. Newsday online is good too but there are very often brokers' fees that are the equivalent of one month's rent (you've got to be kidding me--maybe in NYC, but out here?). The cost of living is below NYC but not by much, imo.