I'm attending a School Psych program in NY next year, but I'm from there so I am a little biased! I think that NY is a really fun and exciting city, but the only way I'm able to attend is that I'll be starting off, at least, by commuting from home. I would say that if you're open to a roommate, you may be able to find someone from school and then find a place, in an outer borough or New Jersey, for around $800 a month; but keep in mind that a monthly metrocard will add a lot of additional expense. If I were you, just looking at the debt that my (partially funded) program will leave me in, I would choose the more affordable option! I also succumbed to the lure of NY, though, so i get it.