Loans appeaer to be the only option at this point considering all of the money I make during the year goes to living expenses. From what I've seen of offers, it's looking like in order to get to any school, loans are really what's left. For background information, I'm graduating a year early so I was thrown into this as well. I'm currently completing an internship with Juvenile Probation in my state to get some experience as well. I'm not sure if it's too late to apply for scholarships or grants, or I'm just not sure how. I'll be the only one in my family getting a BA or MA, so I don't really know where to go as far as expense wise.