Thanks for the all the information! And you too @geographeyy,
Thanks for pointing out the funding issues and potential benefits of doing a Master's before PhD. Also the short-list of potential schools offering funding to Master's students is also useful (I knew ASU was possible but was not sure on the likelihood). And notice when looking at SUNY-Buffalo (one of my top five picks), that a Master's degree is required, which I am thankful for knowing earlier.
Thanks you two for replying to my questions!