I know the exact situation that you are in. I was thinking the same, I ended up finishing my PhD this summer. My dream was to be able to drop out of school at some point to pursue my startup but my PhD took so much time, I ended up never committing to my idea fully. Now that I'm finished, I've decided to take a paus from full-time academia and instead try to bootstrap my startup idea. Have you thought about bootstrapping it? Funds from friends and family?