If this is at all comforting, I used to work for a government agency and have numerous friends in the health sector (namely, doctors and researchers). I’m hearing a return to normal around June or July at latest according to their current projections. These projections are intentionally exaggerated for the sake of assuming a worse case scenario. I THINK we will be fine in terms of courses (though knock on all the wood), but I am more than slightly concerned about moving and housing at this point.