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@RosA-R Mother Hen Jess Sil declared Sarah Lawrence to be one of the predatory schools. You willing to risk going to one of them? How much tuition does Sarah Lawrence want from you? Here is Mother Hen's main arguments: All the vets say not to take out loans. They will all tell you the same even if you can live with the parents free. 99% of MFA grads never publish a book or get a job related to writing. The only writing jobs that pay a decent wage are tenure track. About 1 in 1000 MFA graduates manage to get that. So no, don’t take on debt for a degree that gives you no capacity to pay it back. You’ll end up on that loan repayment program that is contingent on your income, and then stay low income your whole life, slowly paying the loan back. Better to keep applying till you get into a fully funded school. If that means never, then never; at least you won’t be impoverished. @evergreen13: Mother Hen posted that you’d be a fool to pay full fare at NYU. According to Mother Hen, NYU says full fare is 50% below what it should be, but NYU is merely declaring what its price should be. It is like a Manufacturer’s suggested price that no one actually charges. Even @koechophe, who usually makes things up and gives bad advice will tell you not to go to the predatory schools.