I'm fortunate to not be graduating with undergrad debt, but so far I've received NO funding offers from the schools I've been accepted to. I've really only got one more possibility for funding but given what I'm hearing from all of my friends, I'm not holding out any hope. I'll almost definitely be stuck at my state school for my Masters, despite wanting to get out of here because it is the cheapest, but as state schools go, it's anything but cheap. It's sounding like I may be able to take out most of my loans from "the bank of dad", but even then, by the time I'm done I'll owe well over 30k, just to him rather than in the form of a real loan. I'm definitely freaking out. I knew going into this there would be some loans, but all my professors fully expected me to get some funding, so I was hoping that I wouldn't end up owing THAT much.