Hey all! I'm starting to consider NYU a lot more seriously after my visit, but living in NYC on a stipend is my biggest concern. My fellowship is ~$24k for nine months, but I may have to make that stretch over the first couple summers as well. I'm most worried about proving to a landlord that I make 40x the monthly rent annually. Even with the most generous calculations that factor in provided health insurance and a $2,000 first year start up grant, the most I could technically "afford" to pay for rent is about $700 a month, which I imagine will be damn near impossible to come by in NYC. The good news is, I will probably be moving out with a good friend and her significant other, meaning we can split a 2BR apartment three ways. But I don't know if either of them will be able to find jobs before they get there or have a way to prove sufficient income either. Any advice?? How strictly do landlords/brokers stick to the 40x rule?