anyone else use mint.com?

[Quantum Buckyball]

It is a website for personal finance and budgeting. I've used it for over 4 years now and love it. One of my summer resolutions is to be able to stick with my budget on "food" lol 

[Maziana]

haha... I also can never stick to my food budget. Maybe if some month I never eat out (or if I cave and make my budget more realistic).

[toasterazzi]

I used it for a couple years, but I kept forgetting about it, so I eventually canceled my account.

[Maleficent999]

I love mint. I have it on my phone too. It's super helpful for tax purposes and budgeting.

[Roll Right]

My SO uses it, loves it. Makes taking care of our budget really simple.

[gellert]

Yes! I swear by it.

[VulpesZerda]

I love it! But, yeah, I think I need to be more realistic about my food budget since I go over it every month...

[juilletmercredi]

I tried it and didn't keep up with it, but then again I had very few fixed bills at the time.  When I move for my postdoc in two months, I will have more, so maybe I'll try it again.

[themmases]

I use it, and it was really helpful when I applied for department support. I was able to give my actual average amount spent on various categories and write in my budget justification how I knew those numbers.

 

It's less useful if you don't want to use their spending categories though, I think. For example, I hated having restaurant meals and (I think?) alcohol nested under "food"-- to me, groceries are in a whole other category than going out to eat. If I eat at a restaurant, I want it coming out of an entertainment budget, not reducing my grocery/household budget. I created all new categories, but it was time consuming and, at least at the time I did it, you couldn't delete the old categories you didn't plan to use. Every week or so I log in and correct any purchase that's defaulted to a Mint category I don't want to use.

 

It is free though, and the longer you use it the more useful it is. For example, when I started saving an emergency fund I had 18 months of real data to figure out how much to save, rather than a budget of what I wish I spent.