It was absolutely daunting on both counts. I ended up having a portion of my TA check "disappear" my first year as a TA which gave me enough money to pay for it while making me feel like I was running out of money in my other account ha! The rest took a lot of patience and food network, but once the main documents were done it was just tedious, not difficult. I figure with how hard things are it is better to go all out (as all out as you can manage that is!)