hypoart

I was in exactly the same situation until a few minutes ago. Hope that you find some clarity!

UNM and ASU

Just when you think you've got it alllll figured out. Happened to me too! Decisions, decisions.

Up late at night crunching numbers...a thought: at what sum does a large debt make more sense for a person to incur if factoring in public service loan forgiveness vs actually paying off the loans in standard fashion? I'm not sure if I'm understanding everything correctly but these are some numbers that I received for the "pay as you earn" plan with 40k debt at 5.84% interest and a job earning 30,000: 240 payments (20 years) Initial payment $302 Final payment $401 Projected loan forgiveness: $30,849 Total amount paid: $54,638 Now the same PAYE plan with 120k debt at the same percentage and same job earnings: 240 payments (20 years) Initial payment $302 Final payment $401 Projected loan forgiveness $204,562 Total amount paid: $54,638 Given the above, what would be the advantage of taking the smaller debt? Am I a complete oaf who doesn't understand math/finances?

Something I've definitely thought about. But then the one in the hand, two in the bush perspective kicks in!

Hmm, thanks for your insight. I didn't have the opportunity to visit What makes things more complicated is that I'd have to do post-bac prior to the MFA program. This decision making is difficult.

is there anyone deciding to go to MassArt? Considering going but would have a hefty amount of loan debt (100k)...

Is there anyone out there who has visited UT Austin? Would you be willing to tell me about their facilities (i.e. grad studios, are they off campus?).

Were you at the ASU admit day yesterday?

My immediate thought is Goldsmiths because if it's a fine art program you'd likely be able to work in whatever discipline suits each new idea/body of work. I would do some research to find what type of work is coming out of each program, especially RCA print. If current students and alums aren't really working in painting or installation then I would say definitely go for Goldsmiths.

congrats!

I've finally received all of my decisions. Feeling relieved. This has been one wild ride, y'all. Good luck with making your final decisions. Is there a gradcafe post MFA internet reunion? See you on the other side in 2/3 years haha

Oh, I was hoping that funding info would be in the letter

Is there anyone out there also accepted to Columbia College/have you received your formal letter? I was told to expect a formal letter to arrive soon after the final week of February... Just a litle anxious about funding.

That's awesome!