As an out of field applicant, I've decided that the best option for me to complete the necessary SLP prerequisite coursework is the CSULA post-bacc program, and thankfully I was accepted! However, this program is not eligible for federal or state loans, the only option is private loans. My undergraduate GPA isn't the highest (3.56 cumulative, 3.75 last 60 units) which means it's extremely important to do very well in the post-bacc classes so I don't know if I'll be able to work many hours. Plus cost of living in LA is very high. Does it make sense to take out private loans for this program? Tuition and fees are $4,000/ semester, and it will take between 3 and 4 semesters to complete the program. I'm worried about taking on debt before even beginning the MA. Does anyone have any thoughts on this?