I think I have seen some similar posts on here before concerning whether to accept such an offer or try to reapply next year after doing additional coursework, research, etc. But I guess it comes down to preference and timing. I was accepted into some top-ranked program but ultimately chose to attend a lower-ranked one owing to the research fit, the desirable location, the offer quality, and the program structure. Going in, I had not expected to end up where I did, so I would not discount a program just because of its ranking. It seems that you have a strong profile, and, as was mentioned, this year might have been more competitive than others, but by waiting and reapplying, you still run the risk of not being admitted again, at least not to the very top programs. I am sure that it will be beneficial to take analysis, and knowing more linear algebra is always helpful, but I would still consider whether this alone will be enough to tip the scales in your favor at the top programs. But you know best your situation and your ambitions. Even at the top programs, securing a tenure-track position after graduation depends also on what you are working on and the connections you make, so while top programs might offer better access to these things, I don't think choosing a lower-ranked program precludes a successful academic career, especially if you go in with the intention of going into academia after graduation.