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MS/MA in Mathematics, pros and cons


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As I'm currently awaiting decisions from math grad programs (both MS/MA and PhD), I'm wondering if settling for a masters program is worth it in the case of a non-terminal degree. I see a few options if rejected from doctoral programs:

 

1: settle for a masters, work for a few years, return for doctoral study after some work experience.

 

2: settle for a masters, apply to doctoral programs upon graduation, hope credits transfer.

 

3: wait until next season, strengthen my resume, hope to be admitted to a doctoral program next year.

 

Simply, my UG GPA isn't fantastic, CV and extracurriculars are above average. If rejected from doctoral programs, the goal is to strengthen my CV through a masters program, hopefully jumping to the next tier of doctoral programs.

 

So the question remains, which option to choose if it comes down to it? Any thoughts are appreciated.

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I would definitely say option 2, if you are funded or money is not an issue. It will also open doors to PhD programs outside of the US, that require a Masters for entry, if this interests you.

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