Going to school with no funding

[Gingiestrong]

3 hours ago, racoomelon said:

@Gingiestrong The more I look into expenses for my top choice, I'm not sure if I could pay the out of state tuition without federal and private loans. So if I don't get funding, I'll have to decide whether or not I'm going to lump it. But at least Tucson is cheap!

Are you still leaning towards Portland, regardless? A roommate (or three) might make rent affordable.

Yeah I'm currently living in Tucson and one of the things I'll miss is how cheap the cost of living is! I assume your top choice is UA then? I know it's probably terrifying to think about pulling out loans, but UA's program is so awesome that I can almost guarantee that you won't regret it in the long run haha. 

And yeah, I'll most likely accept Portland's offer! Although rent may be totally heinous, I feel it'd be worth it in the end, and I'm ready for a drastic change in scenery. 

[racoomelon]

2 hours ago, Gingiestrong said:

Yeah I'm currently living in Tucson and one of the things I'll miss is how cheap the cost of living is! I assume your top choice is UA then? I know it's probably terrifying to think about pulling out loans, but UA's program is so awesome that I can almost guarantee that you won't regret it in the long run haha. 

And yeah, I'll most likely accept Portland's offer! Although rent may be totally heinous, I feel it'd be worth it in the end, and I'm ready for a drastic change in scenery. 

Yup! I'm here right now and I like Tucson a lot. One of my roommates is staying for a fifth year, so I would have housing figured out if I stayed. Plus I really like the program. I think I'd have a wide variety of research options.

Portland would be fun to live in, and the weather would be a massive change from Arizona hahaha. Plus, I think some states have pretty laid back residency requirements, so you might be able to petition after a year if Oregon seems like a good fit. 

[mr479]

6 hours ago, katie88post said:

Donald Trump, is that you?

No, it's someone who thinks higher education should be 100% free, and that people, including instructors, who are a part of a system which charges students an arm and a leg to get ahead are in cahoots with the devil.  

Edited March 20, 2016 by Pennsatucky

[Jolie717]

1 hour ago, racoomelon said:

Yup! I'm here right now and I like Tucson a lot. One of my roommates is staying for a fifth year, so I would have housing figured out if I stayed. Plus I really like the program. I think I'd have a wide variety of research options.

Portland would be fun to live in, and the weather would be a massive change from Arizona hahaha. Plus, I think some states have pretty laid back residency requirements, so you might be able to petition after a year if Oregon seems like a good fit. 

I don't know about the leniency of Oregon residency - if you want a miracle cure for insomnia, here you go!  ?

https://admissions.uoregon.edu/sites/admissions1.uoregon.edu/files/Residency_Rules_Publishing_draft.pdf

PS: The above link extends to most of the "big" Oregon universities...  I'm going to try to find out if my hubby can claim me as a dependent and then qualify us for second-year residency, but I'm not that hopeful.

 

[Jolie717]

56 minutes ago, Pennsatucky said:

No, it's someone who thinks higher education should be 100% free, and that people, including instructors, who are a part of a system which charges students an arm and a leg to get ahead are in cahoots with the devil.  

I'm a bit more, ahem, conservative here but I do agree our education system needs A LOT of reform.  Many blame increasing costs to "top heavy" schools.  Today's universities seem to be using a business model rather than a model appropriate for higher education.  This results in a lot of higher-ups (and an unnecessary and increasing number of higher-ups) with over-inflated salaries and pensions.  

Both the students AND the professors are short-changed by this type of system.  Trust me, most professors are there because of their passion for both teaching and research.  They are most DEFINITELY not there to make the big bucks!  

[racoomelon]

7 hours ago, Jolie717 said:

I don't know about the leniency of Oregon residency - if you want a miracle cure for insomnia, here you go!  ?

https://admissions.uoregon.edu/sites/admissions1.uoregon.edu/files/Residency_Rules_Publishing_draft.pdf

PS: The above link extends to most of the "big" Oregon universities...  I'm going to try to find out if my hubby can claim me as a dependent and then qualify us for second-year residency, but I'm not that hopeful.

 

Ah, my bad! The state I'm in right now has a lot of requirements you need to meet in order to become a resident. My brother is in Florida, and he was surprised that Arizona was so strict. Apparently in Florida, it's pretty easy to get residency (according to him). And looking at New Mexixo, it would take about a year to be a resident, if I understood correctly.

[racoomelon]

7 hours ago, Jolie717 said:

I'm a bit more, ahem, conservative here but I do agree our education system needs A LOT of reform.  Many blame increasing costs to "top heavy" schools.  Today's universities seem to be using a business model rather than a model appropriate for higher education.  This results in a lot of higher-ups (and an unnecessary and increasing number of higher-ups) with over-inflated salaries and pensions.  

They released the salary of the UA president last year, and people were shocked that she was making that much. They keep raising tuition costs and it seems like maybe the money is pooling a bit too much in some areas. 

[copaceticbroad]

12 hours ago, Pennsatucky said:

No, it's someone who thinks higher education should be 100% free, and that people, including instructors, who are a part of a system which charges students an arm and a leg to get ahead are in cahoots with the devil.  

Lol, this is clearly Bernie Sanders.

[RFutureSLP]

I have parents to help, but we just filled out the FAFSA and I'm taking out the $20,500 loan. I did not receive any funding, but I don't think waiting a year would be any better. I definitely am not attending one of the schools I was accepted to because the tuition is 66000 for the 2 year program, plus there is cost of living, books, etc. The nice thing is that at OU it really seems like most of their students get some type of hourly job, or later get scholarships, so there may be other opportunities at you university down the line. I understand financially graduate school can be really hard, but if you were accepted this time around I think it would be better to try and make it work. Also job outlook for SLPs looks pretty great.

[mr479]

15 hours ago, Jolie717 said:

I'm a bit more, ahem, conservative here but I do agree our education system needs A LOT of reform.  Many blame increasing costs to "top heavy" schools.  Today's universities seem to be using a business model rather than a model appropriate for higher education.  This results in a lot of higher-ups (and an unnecessary and increasing number of higher-ups) with over-inflated salaries and pensions.  

Both the students AND the professors are short-changed by this type of system.  Trust me, most professors are there because of their passion for both teaching and research.  They are most DEFINITELY not there to make the big bucks!  

I agree professors are not there for the big bucks. Although, I find it extremely difficult to understand why any young person would want to go into academia in this country. If I were a professor (and I was once on that career path), I would personally feel extremely guilty in the knowledge that my students were acquiring a lifelong debt just to take my class. So I left that path and decided to become an SLP instead. I want to encourage any young person considering academia in this country to reconsider. Or at least study abroad and/or teach in universities abroad that do not commit such crimes against their students. 

The documentary "Ivory Tower" explains it all. 

Cheers!

Edited March 20, 2016 by Pennsatucky

[Navita]

A part time job would be a better option than taking a loan. Good luck.

[eggfish]

Took out a $35,000 loan yesterday :'(

Tuition isn't that crazy expensive at the school I chose... but my parents said they would help me pay things like rent, groceries, etc. until they found out I've been sleeping over at my boyfriend's house.  After that, they decided to cut me off.  I don't "appreciate" what they do for me enough, they said.  Insane, right?  I'm really frustrated because I signed a lease expecting them to help me out, and I would have chosen a cheaper place otherwise and possibly even a different school.

Edited May 28, 2016 by eggfish

[Jolie717]

3 hours ago, eggfish said:

Took out a $35,000 loan yesterday :'(

Tuition isn't that crazy expensive at the school I chose... but my parents said they would help me pay things like rent, groceries, etc. until they found out I've been sleeping over at my boyfriend's house.  After that, they decided to cut me off.  I don't "appreciate" what they do for me enough, they said.  Insane, right?  I'm really frustrated because I signed a lease expecting them to help me out, and I would have chosen a cheaper place otherwise and possibly even a different school.

That's too bad about your parents - maybe they will change their minds.  But if not, I'm sure you'll be fine with a profession as in demand as ours.  I'll be leaving school with a bunch of debt too, but I'm not dwelling on it.  It is what it is, and I'm good at living happily with very little overhead, despite having a family already.  It will be even easier for you young ones with no kiddos to support!  You've probably already thought of this, but definitely scope out TA/GTF positions and scholarships for next year if you weren't able to secure any this year.

[eggfish]

On 5/28/2016 at 4:10 PM, Jolie717 said:

That's too bad about your parents - maybe they will change their minds.  But if not, I'm sure you'll be fine with a profession as in demand as ours.  I'll be leaving school with a bunch of debt too, but I'm not dwelling on it.  It is what it is, and I'm good at living happily with very little overhead, despite having a family already.  It will be even easier for you young ones with no kiddos to support!  You've probably already thought of this, but definitely scope out TA/GTF positions and scholarships for next year if you weren't able to secure any this year.

That's encouraging.  Definitely hoping to get a TA position or something next year.  This year, I don't think any first-years got any funding or even a TA position in my program.  Several people have told me they can't believe I'm going to grad school without funding and that it is a mistake, but they're in other fields like computer science.