@stuart_d Sorry, for the second message but I wasn't aware that Ryerson offered fully funded masters. I got into their master's in data science with partial funding. If you don't mind, can you confirm whether Ryerson offered full funding?
I'm happy for you. I am also an older student (37 years old) with a computer science background and I also decided to go for a funded program so I deferred UoT. I don't know why I deferred rather than turn UoT down. I guess I wanted to keep my options open.
I was admitted this year but I decided to defer admission and will instead go for a funded degree. I am also a mid-career professional so I don't want to spend much on my education at this point. @stuard_d may I ask where you are headed?