Graduate assistantship stipends vary by academic program and institution. In my experience, most stipends fall are between $12,000 and $25,000. It's probably fair to say that financial packages in the mid teens represent the norm outside of professional schools. You should evaluate stipends in the context of the city's living costs with a special emphasis on the real estate market. If you can't make ends meet with your stipends, consider supplementing your income with private tutoring on standardized test taking (you aced the GRE, right?), writing/editing, and specific subjects in which you possess expertise. You can also explore the fragmented world of scholarships and fellowships. With luck and perseverance, you may identify a handful of opportunities suitable for your background and research interests. Finally, if all else fails, you can apply for government and private-lender student loans. To learn more about paying for graduate school, visit GradSchoolHeaven.com.