Dedi Posted April 10, 2015 Posted April 10, 2015 I've been accepted to a graduate program with a competitive scholarship. However, since I'll be off-campus (and out of the country) for the first time, I attempted to start budgeting my money. Thing is, I'm not sure what I will exactly need to pay for once I start living on my own. So, I started a thread to get other people's input and maybe get a list going that would apply to many new grad students. So far I have rent (utilities and internet included), cell phone bill, transit pass (I'm not using a car), groceries, spending money, and misc (the little charges such a laundry). Can anyone think of more?
ToomuchLes Posted April 10, 2015 Posted April 10, 2015 I made a separate column for school supplies (books, printing stuff, notebooks etc). Netflix, maybe?
Sigaba Posted April 11, 2015 Posted April 11, 2015 I've been accepted to a graduate program with a competitive scholarship. However, since I'll be off-campus (and out of the country) for the first time, I attempted to start budgeting my money. Thing is, I'm not sure what I will exactly need to pay for once I start living on my own. So, I started a thread to get other people's input and maybe get a list going that would apply to many new grad students. So far I have rent (utilities and internet included), cell phone bill, transit pass (I'm not using a car), groceries, spending money, and misc (the little charges such a laundry). Can anyone think of more? FYI... music, rising_star and AuldReekie 3
peachypie Posted April 11, 2015 Posted April 11, 2015 Emergency Fund Insurance, health-related costs (prescriptions etc, new glasses etc) Travel SAVINGS
pachydermatus Posted April 12, 2015 Posted April 12, 2015 I highly recommend setting up an account with www.mint.com It's by Intuit, and they have a bill payer, free credit score every 4 months, planning tools, and budgets. There's an app for your phone, and it will notify you when bills are due or when you're nearing limits on a budgeted item. It feeds info right from your bank and credit cards, so you don't have to worry about saving receipts or inputting spending into an excel spreadsheet.
dr. t Posted April 12, 2015 Posted April 12, 2015 You Need A Budget. Available on Steam, highly recommended. pachydermatus and dr. t 1 1
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