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Starting a Budget


Dedi

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I've been accepted to a graduate program with a competitive scholarship. However, since I'll be off-campus (and out of the country) for the first time, I attempted to start budgeting my money. Thing is, I'm not sure what I will exactly need to pay for once I start living on my own.

 

So, I started a thread to get other people's input and maybe get a list going that would apply to many new grad students.

 

So far I have rent (utilities and internet included), cell phone bill, transit pass (I'm not using a car), groceries, spending money, and misc (the little charges such a laundry). Can anyone think of more?

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I've been accepted to a graduate program with a competitive scholarship. However, since I'll be off-campus (and out of the country) for the first time, I attempted to start budgeting my money. Thing is, I'm not sure what I will exactly need to pay for once I start living on my own.

 

So, I started a thread to get other people's input and maybe get a list going that would apply to many new grad students.

 

So far I have rent (utilities and internet included), cell phone bill, transit pass (I'm not using a car), groceries, spending money, and misc (the little charges such a laundry). Can anyone think of more?

 

FYI...

 

 

 

 

 

 

 

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I highly recommend setting up an account with www.mint.com

 

It's by Intuit, and they have a bill payer, free credit score every 4 months, planning tools, and budgets. There's an app for your phone, and it will notify you when bills are due or when you're nearing limits on a budgeted item. It feeds info right from your bank and credit cards, so you don't have to worry about saving receipts or inputting spending into an excel spreadsheet.

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