I wanted to move to NYC before I got accepted into my grad program. But I wanted to go for naive reasons, mainly because I thought living in the city would be so glamorous. Anyways, my friend who works for a consulting firm there told me that getting paid 60K would be considered a low salary and advised me to go once I had more job experience so that I didn't have to get an entry-level position. I don't want to put a damper on your dreams, but maybe consider working and going to the MFA program part time, so that you'd actually have some money to enjoy the Big Apple once you're there.