CIR Chicago

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Hello all,

I was accepted to the CIR program at Chicago (very excited and surprised) with 38k in funding. Yet this still means I need to shell out a lot of money for a masters. I plan to follow through with a phd program. I'm very interested in improving my language skills and doing a research assistantship. Are these goals feasible in a single year in such a rigorous program? Is 19,000 dollars in debt  a deathtrap for a masters? Is this an normal amount of funding? I'm basically right out of undergraduate with a little research experience and time abroad (+bad quant GRE). I'm not willing to wait for another application round. Any advice?