Background info: This is for a social work masters. Funding, especially full funding, is hard to come by in the field, so both of these programs are entirely unfunded. Such is life. I'm going to go regardless. I was 100% planning (and very excited) to go to School #2, assuming School #1 would reject me. They didn't, which left me in this predicament. I've made a pros/cons list, please look it over and advise.
Edit: There are loan repayment plans for social workers that are income based/can be forgiven after 10 years. Yes, it's a huge amount of debt for a low paying job, but we don't anticipate paying the full amount of our loans due to these programs.
School #1 Pros:
- Ivy league.
- In an 8-way tie for 16th best program in the country (3.6 on USNews).
- Has a felon re-entry certificate program that I would love to do.
- Fieldwork starts immediately, during the 1st semester.
- Closer to my brothers.
- Prestige. (When people aren't mixing it up with another school)
School #2 Cons:
- The price tag. $43,000 in tuition per year.
- Approx. $2,000 in rent. Possibly more after utilities/parking.
- Longer program. May graduation rather than December. Market saturation in May, possibly?
- General higher cost of living.
- Complete unfamiliarity with the city/state. Only spent maybe 4 hours there my entire life, though I'm going to visit next week.
- I only know 1 person who lives in the city, and she's too busy to see on a regular basis.
- I'd be "alone" for the entire summer (move June 1, start school August 27th).
- Less diversity of student body.
- Many students seem to be coming straight from undergrad, while I'm older.
- I don't plan on living there after graduation.
- Awful, cold weather.
School #2 Pros:
- In an 8-way tie for 44th best program in the country (3.1 on USNews).
- Well known private university with a good nation-wide reputation.
- Shorter program - 16 months, rather than 20 months.
- Less expensive tuition: Approx. $28-29,000 per year.
- Less expensive cost of living: Rent ranges from $400/month-$1,500. May end up being free if I live with a friend.
- School is in a city I'm very familiar with (went to undergrad nearby), love, and have wanted to return to/live in after graduation.
- I have friends there.
- Much less scary unknowns.
- Much better weather.
- Boyfriend lives here, though he supports me going elsewhere for school and has agreed to visit wherever.
School #2 Cons:
- Doesn't have a structured felon re-entry program, but I could likely tailor my fieldwork in a similar manner.
- Fieldwork doesn't start til the second semester.
- Ranked lower.
- Isn't ivy league.
- Possible regret for turning down ivy league education post graduation.
- Possibly won't "open as many doors" post graduation (says my father).
- Not close to family, but near close friends.