I think Harvard is a good fit for you but not Yale. (I went to both schools) Hindu ethics at Yale? Admissions Committee at YDS will be surprised to see your application. You have a very good shot at HDS. Great GPA and your GRE is fine. I have a friend who was accepted with lower verbal score though he went to other school.
Applied for another master's (finishing MA this may) to do one or maybe two more years of study before PhD. Harvard, Yale, Chicago, Notre Dame, PU, Vanderbilt, Emory, BC, BU (theology), and BU (religious).