If you like the research being done by the professors, it's worth opting for. All of the psych programs at Rutgers have a very solid reputation. They are also very competitive programs to get into. But if you think it would be a good research fit, apply. Phd admissions are a crapshoot. Very qualified people get rejected from these programs. So apply and get offers before you rule out decent programs based on prestige...apply to both mid and top tier programs (and honestly I think Rutgers is almost, if not already, a top tier program). If I had to rate, I would give it a 9.