I'm finding it so hard to decide right now. I'm in a situation where my MA program has offered me the option to continue to a PhD, which is great because it is one of my top choices, I really like the department (faculty is approachable), the graduate students are friendly, no cut-throat competition, and a mix of TA/fellowship funding for four years. The kink is that if I do continue, then I can switch my status from MA to PhD now, apply for summer preliminary research funding etc and all those deadlines are in a few weeks. This means that the sooner I decide I can just get started on those things. On the other hand, I haven't heard from two other programs ( which are top 10 and top 20ish schools). Ideally, I would have liked to wait till I heard from everywhere to finally decide but since I have these formalities to complete at my current institution, I'm just stressed! My gut feeling is to just continue in this program because I do like it here, but somewhere in my mind there's a "what if?" and "will I regret jumping into this?". Ugh.