blacklab155

I would look at the placement rates for both programs and go with the one that best aligns with your goals. If they were similar, then I'd go off of which advisor you liked best. Good luck!!

Without knowing much about either program, I'd choose Roosevelt over Chicago School. Professional schools have the reputation of being diploma mills and the Argosy closure last year didn't help that sentiment. 

Well I heard from a program that I applied too from the last couple of years tell me they have no concerns over their PHD students getting an applied job but worry about their master students getting one. 
If it's worth it depends on if you are willing to give up 2 to 3 years of working salaries to do research on a cheap salary. So it's up to you on that regard. 

Well the first question is do you have any interest in doing research. I am at a pretty industry focused PhD program but even the industry people are working on 3-5 research projects at a time. So if the answer is you don't like research a more applied masters program could be a good fit. From what I hear it's easier to get your foot in the door at a good company with a PhD but the downside is it takes an extra 2 or 3 year of being in school which can be time building up work experience.
Generally PhD holder start earning more than master after the first 5 or so years but it's not easy to get one so it's really a question about how much you want to do research. 
 

I do think you should postpone. I think the most important thing clinical psych PhD programs will be looking for is research experience/publications. In the short-term, waiting a year or two seems rough, but time passes by quickly and this will immensely improve your application if you wait. Think of it as an investment rather than wasting time. 

As I’m sure you already realize, your GPA is great! Although it’s good that you’ve done a research project and presented it, most of the schools on your list are extremely competitive (except for maybe CU Denver and UConn) and, as McMurphy pointed out, many of the applicants at those schools will have presentations at regional and/or national conferences (as well as possibly having lab experience at an R1 university) and this will probably put you at a big disadvantage. If you can’t get a paid job in research, have you thought about being a volunteer RA? Admissions committees will look favorably on this, and I know people who volunteered at CU Boulder, UCCS, and Metro State to get research experience before grad school. This would give you an opportunity to get on poster presentations at bigger conferences and/or be published.

I would definitely get more research experience because you will be competing against other applicants who have presented at national conferences and possibly have publications. Your undergrad GPA is great, so if you could secure a research position and work in it for at least a year (though 2 would probably be better), get great LORs and do well on the GREs, you'd be in great shape. 

Listen to what @PsyDGrad90 said. Your match to the program based on research interests, goals, and training models is way more important than where you feel you are "best suited" for based on GRE scores. Find places you feel you would be successful at and then worry about making your application as strong as it can be for that individual school, repeat 10-12 (or however many schools you apply to).

It's really best to narrow your school selections by faculty interest match. That counts way more in the grand scheme of things than GRE scores. 

I would question taking the subject test at all for going into clinical PhD programs, especially if you had a psychology undergrad major and a good GPA. When I did my applications for Fall 19, not a single program required the subject test and even when I was doing research into programs, only one required it (I narrowed down my list from over 30 programs initially). Is there a solid reason you want to take it or could you save yourself the study time and the money in an already long and expensive process?

I wrote my Subject GRE on September 15th last year, and my General GRE on Oct 29. All my scores arrived at my schools on time, my first deadline being Nov 15th (most were Dec 1st or 15th). My general score was available within 7 days, but my subject score took closer to 6 weeks. I definitely would've been worried if I had written the subject test in October.
So, I'd suggest doing the September Subject Test and giving yourself a few weeks off before the General. The time you'll need will depend on your current scores vs. target scores though; personally, I didn't have to study much for the Verbal so I spent those 6 weeks cramming for Quant with Magoosh (supplemented by some haphazard studying months before) with a few days dedicated to AWA. However, that timeline would've been pretty tough if I had needed to fit in studying for Verbal as well. 

I took both tests in September last year, with a two week gap, and felt like that was an adequate amount of time in between tests. It may be different for you, though.

I would do the subject test in September. October cuts it very close. 

Honestly, what @PsyDGrad90 said nails down a lot of it! I would also consider making a list of what qualities are most important to you in a program and then you can use that list as a comparative tool when you're researching a particular program. Additionally, location and funding were two important factors to me when I was compiling my list of programs to apply to so be sure to keep those in mind if they're important to you as well! Don't forget to account for cost of living, practicum opportunities, things to do, and safety when you're looking at location. You may not live there forever, but 5-6 years is a significant portion of your life to be miserable in a place. 
Lastly, I would recommend checking out the website of the APA division of your research interest. Many of them have links to programs or professors doing research/ having specializations in your area of interest. So if you know you're interested in pediatric psych like my friend, check out Division 54's site, I know that they have a list of programs specializing in pediatric psych!

Yes, research fit is one of the biggest factors, as you are rarely applying to the program as a whole and more so applying to work with a specific faculty member. You can start by going onto the APA website that lists all of the accredited programs. Go to the individual websites of different programs and peruse faculty. One of the easier ways that I found when I was making my list was to look at publications in my area of interest and seeing where those faculty are located and then looking at those programs. A lot of people also recommend buying The Insider's Guide Graduate Programs in Clinical and Counseling Psychology. This book describes all programs and ranks them on a scale of research vs clinical emphasis. I personally did not use it and just went off of information from school websites, but a huge number of people find it very beneficial. APA accredited programs are required to report student outcome data, so many have a page or PDF that described outcome data in regards to internship match rate and licensure rate. The majority of them also include data on how many applications they receive, how many students they accept each year, and the Quant, Verbal, and Writing GRE scores and GPA. This can give you a sense of how you stack up to the average accepted student for that program. Most people apply to between 10-15 programs given the low acceptance rate. The stats are that you have about a 1-2% chance of being accepted to any one program, and about a 10% chance overall. Having a mix of R1s, R2s, and even R3s is recommended. R1s are usually the most competitive. 

I have a MSW and am a licensed social worker  feel free to PM me! 

I don't know what stage you are in your education (current undergraduate? recent graduate? post-bac?) but this PDF should be able to help you narrow down your interests after reading the differences in career trajectories/degrees.

Feel free to PM me. I started in MSW and switched to MA in Clinical Mental Health Counseling and can speak broadly to what's going on in those areas. I noticed you were also in CO - one thing to think about is where you want to practice long-term. In some states, social workers have much more power than counselors.