whitmanifesto Posted February 7, 2018 Posted February 7, 2018 I just got into UI at Chicago's Communications Studies PhD! 3 years guaranteed funding! Where they house New Media & Society! I get to stay in Chicago!!!!! I am so excited! Padma011, deshypothequiez, sriracha18 and 2 others 4 1
deshypothequiez Posted February 7, 2018 Posted February 7, 2018 @whitmanifesto Congrats! There's a chance I may be joining you in Chicagoland whitmanifesto 1
whitmanifesto Posted February 7, 2018 Posted February 7, 2018 6 minutes ago, deshypothequiez said: @whitmanifesto Congrats! There's a chance I may be joining you in Chicagoland Northwestern decisions should be out any day now! I'm waiting for them as well. If I'm accepted to both that is such a difficult decision. deshypothequiez 1
deshypothequiez Posted February 7, 2018 Posted February 7, 2018 @whitmanifesto Good luck! Maybe we'll end up in the same department whitmanifesto 1
Matt Minich Posted February 7, 2018 Posted February 7, 2018 Just got invited to do an interview at UW-Madison! I had pretty much given up on that program after dwelling on this site. Goes to show that it ain't over until it's over. Hold out hope, anxiety buddies! whitmanifesto 1
Matt Minich Posted February 7, 2018 Posted February 7, 2018 5 minutes ago, surprise_quiche said: @Matt Minich Congrats! What track? Thanks . Communication Science.
surprise_quiche Posted February 7, 2018 Posted February 7, 2018 @Matt Minich That's awesome! Good Luck! Matt Minich 1
GreenEyedTrombonist Posted February 7, 2018 Posted February 7, 2018 Congrats @Matt Minich! Matt Minich 1
whitmanifesto Posted February 8, 2018 Posted February 8, 2018 Now that I know what city I'm going to, I've started deeply crunching the numbers on stipends, fees, living costs and man is it depressing. Gonna keep being poor and more stressed for another 3-5 years ?
GreenEyedTrombonist Posted February 8, 2018 Posted February 8, 2018 @whitmanifesto It can be seriously depressing. I'm still waiting to hear back about some funding that, if granted, could honestly make my decision for me. :/
surprise_quiche Posted February 8, 2018 Posted February 8, 2018 @GreenEyedTrombonist @whitmanifesto Funding is the deal breaker for me. I can't afford to go to any program if it doesn't include a stipend or tuition deferment or anything at all. Plus housing near the programs I applied to in the Midwest are notoriously expensive (cough cough Madison. My rent there now is astronomical for what I get). Here's hoping!
deshypothequiez Posted February 8, 2018 Posted February 8, 2018 @whitmanifesto Meanwhile, I'm in awe of how cheap housing is in Chicago compared to NYC ;_;
GreenEyedTrombonist Posted February 8, 2018 Posted February 8, 2018 Agreed @surprise_quiche . I only applied to one program that doesn't offer funding with tuition waiver to all first year admits. Luckily, I like being a TA and want to teach, so TAship are pretty perfect for me.
whitmanifesto Posted February 8, 2018 Posted February 8, 2018 I get a 18,000 a year stipend at UIC, but after taxes that's $1500 in Chicago, and about 16,000 in Indiana. Rent is about $900-1200 in Chicago for a studio and I have pets so very limited options. Even with the stipend, tuition waiver and healthcare, this is going to be tough. Loans will still probably be needed to help me start out. I wouldn't go anywhere without tuition remission and a stipend.
E-P Posted February 8, 2018 Posted February 8, 2018 26 minutes ago, whitmanifesto said: I get a 18,000 a year stipend at UIC, but after taxes that's $1500 in Chicago, and about 16,000 in Indiana. I hear your pain. That's actually the main reason that I didn't apply to UIC. It's a great school and has people researching things I'm interested in, but I can't afford to stay in my condo and live here, even with a partner who has a job. I just finished paying my student loans from undergrad; I want to minimize any more I have to pick up. whitmanifesto 1
deshypothequiez Posted February 8, 2018 Posted February 8, 2018 38 minutes ago, E-P said: I just finished paying my student loans from undergrad; I want to minimize any more I have to pick up. Ugh, that's definitely something I have to decide on...I still have loans I need to pay off :\
whitmanifesto Posted February 8, 2018 Posted February 8, 2018 I've gone straight through from undergrad to masters to phd. I haven't paid any loans at all, and don't plan to. Even if I get a tenure-track job, theres almost no chance Ill be able to have a house or new car for 20+ years post graduation. I understood that going into it. Me and my partner prob could have done it, but we haven't been together long enough to move in just yet. Chicagoland is great, but so pricy for what the wages are. Thats why I'll prob stay in NWI for a while more with some friends. I only just calculated the time and money of going CTA/Metra transportation in Chicago compared to driving and paying my car insurance. Urgh, no difference in price and I gain 30 minutes a day driving despite UIC giving me free transport. If anyone moves to Chicago, do NOT get a car. It's a complete money drain.
GreenEyedTrombonist Posted February 8, 2018 Posted February 8, 2018 me too @deshypothequiez . Right now I'm debating whether I should pay it off with my first two months of work at my new job, or pay off a little at a time so I can save more money to move for grad school :/
Matt Minich Posted February 8, 2018 Posted February 8, 2018 Just got my form rejection letter from UCSB. No great surprise --- congrats to anyone who's still in the running there!
deshypothequiez Posted February 8, 2018 Posted February 8, 2018 (edited) 41 minutes ago, whitmanifesto said: I've gone straight through from undergrad to masters to phd. I haven't paid any loans at all, and don't plan to. Even if I get a tenure-track job, theres almost no chance Ill be able to have a house or new car for 20+ years post graduation. I understood that going into it. Me and my partner prob could have done it, but we haven't been together long enough to move in just yet. Chicagoland is great, but so pricy for what the wages are. Thats why I'll prob stay in NWI for a while more with some friends. I only just calculated the time and money of going CTA/Metra transportation in Chicago compared to driving and paying my car insurance. Urgh, no difference in price and I gain 30 minutes a day driving despite UIC giving me free transport. If anyone moves to Chicago, do NOT get a car. It's a complete money drain. 40 minutes ago, GreenEyedTrombonist said: me too @deshypothequiez . Right now I'm debating whether I should pay it off with my first two months of work at my new job, or pay off a little at a time so I can save more money to move for grad school :/ I've been paying my loans for about 5 years or so so I've gotten a good chunk of them out of the way, but there's still a lot left. I know I can delay them by going back to school but would rather continue paying them down, at least somewhat, if possible. I definitely can't pay off the rest before starting school unless I get serious financial assistance (from family, most likely). Of course, this is still hypothetical since I haven't interviewed yet, but assuming I get into NU and assuming my SO decides to move with me, I think we'll be in a good place. My SO has some income that is independent of his location and employment status, and NU looks like it has a really bomb stipend... It's starting to look more and more attractive, compared to my former top choice (NYU). Edited February 8, 2018 by deshypothequiez
GreenEyedTrombonist Posted February 8, 2018 Posted February 8, 2018 I know I lucked out on the debt side (only had to get loans for my MA and went to an affordable school, got a researcher position my first year and a TAship my second) so I have about 7500 left to pay off. I've decided to pay that off with my first 3 months of paychecks (depending on how much is withheld for taxes) so that I'm debt-free starting my PhD. I'm sure I'll go into more debt later... x] deshypothequiez 1
deshypothequiez Posted February 8, 2018 Posted February 8, 2018 4 minutes ago, GreenEyedTrombonist said: I know I lucked out on the debt side (only had to get loans for my MA and went to an affordable school, got a researcher position my first year and a TAship my second) so I have about 7500 left to pay off. I've decided to pay that off with my first 3 months of paychecks (depending on how much is withheld for taxes) so that I'm debt-free starting my PhD. I'm sure I'll go into more debt later... x] That's so nice! I wish I could pay off $7,500 in 3 months but given my salary and cost-of-living... whitmanifesto 1
whitmanifesto Posted February 8, 2018 Posted February 8, 2018 (edited) @deshypothequiez Oh it is so bomb! $30,000 a year! for 5 years! My partner takes home over $2,000 a month post taxes. I'm so jealous. @GreenEyedTrombonist I wish I has been that lucky. i'm into 6 digit debt. I went to a private school for 2 years and then bounced around public universities. I had no help at all from family and had to work through all of it, but still couldn't survive without taking in loans every year. I also took an extra years in Undergrad and in MA for financial reasons, but it payed off, cause I got extra research grants and stuff from knowing the systems a year longer than most. But I feel better now, even with the struggle its going to be. Working class kid getting into a top Phd Program in my field! Edited February 8, 2018 by whitmanifesto
GreenEyedTrombonist Posted February 8, 2018 Posted February 8, 2018 @deshypothequiezyeah, I just got a new salaried position that lets me stay at home (I live in a really expensive city, but parents let me stay rent-free until they move) so I don't have a ton of expenses. I definitely owe my family big time @whitmanifesto . Parents don't believe in buying a new car or paying for their kids' weddings, but they strongly believe in the value of education so they paid for my undergrad and have been super encouraging about my MA and this whole PhD process.
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