EatSleepStudy

Hello! I follow Dave Ramsey too!! I was/am in a similar financial position to you. I graduated from my undergrad with about $60,000 in debt, and had even more in credit card debt. Unlike you, the financial stability and great salary of a career as an SLPs WAS a huge part of my attraction to the field. I obviously love the actual work of an SLP and the help it brings to people, but having a stable, well-paying career is important to me since my 20s were filled with minimum wage day jobs. I realized that I was probably never going to pay off my undergrad debt with the jobs I was qualified for, and the only way to get out of debt was to go back to school. i just started grad school, but will end up taking out about $40,000 dollars in total for the whole program, so I'll have about $100k in loans when I graduate. This number scares me, but I just remember that I will end up having endless career opportunities that easily pay 60k-90k a year. I'll have access to per diem work if I need it, and the demand for my services will never diminish. I think Dave Ramsey would say to pay off all your debt and save the entire amount for grad school before you attend-but that could take a decade! I plan on going "gazelle intense" when I graduate and pay off my loans in about 3-4 years. Also since you love working with children, you could work in a school and your federal loans can be placed in the public service loan forgiveness program. And many schools offer huge sign-on bonuses that can go towards your loans. AND you may qualify for grants that help pay for tuition so you may need less than you think! AAAND there are programs that will pay for your tuition up front if you promise to work for a certain school or district. It is true that you can't work much during grad school. The readings, study time, and clinic prep take up a LOT of time, and you don't want to sacrifice grades and risk being on probation or worse, having to retake classes and extend the program. But I wouldn't worry about the accruing interest. I mean, it's only 2-3 years and the amount that is accruing pales in comparison to the principle anyways. What's another couple thousand when you owe close to 200k anyways? So in closing, I say go now! Obviously this is just one person's perspective and you'll have to consider your personal situation. I just couldn't continue on the path I was on any longer so I went for it. Good luck and one day we will be debt free!

I got a C- in my physics class and am currently attending grad school! I agree with WesttoEast18 though- you should ask your program for verification, but I have a feeling that as long as you technically pass the course, you''ll be ok.

My fees averaged around $100 per school, but I had 4 transcripts to send to each school. If I added the cost of the GRE it would average higher. I just kept reminding myself that my SLP salary will one day pay for all this debt!! ?

I have a question! Do you use a computer at school frequently for non-notetaking tasks? I prefer handwriting my notes, but am wondering if I will find that I need a laptop with me at school for other tasks. While I obviously used my laptop a lot during my post-bacc, I never felt like I needed to actually bring it to school. I'm wondering if I should invest in a newer, light computer for grad school. Thanks for any advice!

I declined my offer to Cal State Northridge and my waitlist spot at Cal State Fullerton!

I don't know if anyone is still looking at this thread, but in case people are interested, I got an email from Cal State Long Beach and Fullerton today. I was formally rejected from Long Beach, and waitlisted at Fullerton.

The same thing happened to me, although I wasn’t waitlisted, I just hadn’t heard back. I ended up getting accepted the next day. Someone on another thread said similar things to the previous posters though: that they got finaid packages from both waitlist only schools along with acceptance schools, if that makes sense. I called the finaid office and they had said according to their records, I was listed as a first year grad, but when I called the COMD office to confirm, they said I had to wait until I got an official email to know my admission status. I hope you get good news soon!!

I got an acceptance email from CSUN today as well! I already accepted a spot at Cal State LA so hopefully I will be helping someone!

@HooHooHooHoosiersCongrats

@BeachySpeechy is right! Try not to feel like you haven’t done enough because a 4.0 is a major accomplishment. I got accepted to CSULA and I have good stats, but was also a post-bacc there. So getting accepted is not just based on grades. For example, I have a 4.0 and didn’t even get an interview at Long Beach. Good luck with the rest of your schools!

Not to get your hopes up either, BUT I feel like a CSULA prof was talking about waitlists one day in class and said something like 10 people from the waitlist usually get accepted (because even some from the waitlist will get accepted then go elsewhere!) So 5th is a good place to be! Good luck!

I am officially accepted to Cal State LA!! Still haven’t heard from Fullerton or Northridge yet but it doesn’t matter anymore! Who else got accepted? I only know one other person so far.

I just received acceptance to Cal State LA!! Oh gosh so much relief. Who else got acceptance there?

Me too! Cal State LA

Okay so I’m trying not to be too excited but I just receieved a full financial aid package (loans and grant) from my top school, but I didn’t receive an admissions letter!! I’m even able to accept or reject the finaid offer. Does this mean I am admitted??